<![CDATA[Phoenix Bonds News Blog]]>https://www.phoenixbonds.finance/Insightshttp://www.rssboard.org/rss-specificationSunBlogNuke RSS Generator Version 9.0.0.0Thu, 28 Mar 2024 17:26:02 GMTThu, 28 Mar 2024 17:26:02 GMTen-usinfo@phoenixbonds.financeinfo@phoenixbonds.finance (Phoenix Home Loans, Mortgages, Bonds & Finance)https://www.phoenixbonds.finance/DesktopModules/SunBlog/Installation/DNN_SunBlogNuke.pngPhoenix Bonds News Bloghttps://www.phoenixbonds.finance/Insights <![CDATA[Real Estate Industry in SA: 2023 Recap & 2024 Outlook]]>https://www.phoenixbonds.finance/Insights/entryid/761/real-estate-industry-in-sa-2023-recap-2024-outlookIt’s no doubt that 2023 was a tough year for real estate - unfavourable selling conditions, characterised by diminished affordability and tighter lending standards, have caused many homeowners to re-evaluate their decisions.

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Mortgage - Bond Origination - Home LoansHome LoansFirst-time Home BuyerProperty InvestmentBond Interest RatesProperty ValuesPrequalificationsHannah van Deventerhttps://www.phoenixbonds.finance/Insights/entryid/761/real-estate-industry-in-sa-2023-recap-2024-outlookSun, 04 Feb 2024 11:24:00 GMT0https://www.phoenixbonds.finance/DesktopModules/SunBlog/Handlers/Trackback.ashx?id=761
<![CDATA[Selling Your Bonded Property? Notify Your Bank Immediately]]>https://www.phoenixbonds.finance/Insights/entryid/757/selling-your-bonded-property-notify-your-bank-immediatelyThe banks are charging penalty interest if they are not given 3 months’ notice of intention to cancel a bond. Therefore it is beneficial to notify your bank of your intent to sell as soon as you decide to do so.

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Mortgage - Bond Origination - Home LoansProperty TransfersHome LoansProperty Transfer ProcessHannah van Deventerhttps://www.phoenixbonds.finance/Insights/entryid/757/selling-your-bonded-property-notify-your-bank-immediatelyMon, 22 Jan 2024 04:42:00 GMT0https://www.phoenixbonds.finance/DesktopModules/SunBlog/Handlers/Trackback.ashx?id=757
<![CDATA[Silver Linings (12 January 2024) by Dr. Roelof Botha]]>https://www.phoenixbonds.finance/Insights/entryid/753/silver-linings-12-january-2024-by-dr-roelof-bothaSome tidbits from an optimist - could 2024 be the Golden Year in Real Estate in South Africa?

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Mortgage - Bond Origination - Home LoansHome LoansFirst-time Home BuyerProperty InvestmentBond Interest RatesDr. Roelof BothaHannah van Deventerhttps://www.phoenixbonds.finance/Insights/entryid/753/silver-linings-12-january-2024-by-dr-roelof-bothaFri, 12 Jan 2024 16:59:00 GMT0https://www.phoenixbonds.finance/DesktopModules/SunBlog/Handlers/Trackback.ashx?id=753
<![CDATA[Silver Linings (27 October 2023) by Dr. Roelof Botha]]>https://www.phoenixbonds.finance/Insights/entryid/695/silver-linings-27-october-2023-by-dr-roelof-bothaLeading with good news for the South African economy – an increase in GDP growth projections, inflation remaining within target, SME’s staying afloat post-COVID and the World Bank extending a loan for the development of alternative energy solutions…

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Bond Interest RatesDr. Roelof BothaHannah van Deventerhttps://www.phoenixbonds.finance/Insights/entryid/695/silver-linings-27-october-2023-by-dr-roelof-bothaWed, 01 Nov 2023 12:26:00 GMT0https://www.phoenixbonds.finance/DesktopModules/SunBlog/Handlers/Trackback.ashx?id=695
<![CDATA[Silver Linings (25 July 2023) by Dr. Roelof Botha]]>https://www.phoenixbonds.finance/Insights/entryid/603/silver-linings-25-july-2023-by-dr-roelof-bothaThe decision by the Monetary Policy Committee (MPC) of the Reserve Bank not to raise interest rates again has provided a candidate for “good news item of the year”. With a bit of luck and a further drop in inflation over the next two months, rate cuts could occur before year-end.

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Mortgage - Bond Origination - Home LoansHome LoansBond Interest RatesDr. Roelof BothaHannah van Deventerhttps://www.phoenixbonds.finance/Insights/entryid/603/silver-linings-25-july-2023-by-dr-roelof-bothaSat, 29 Jul 2023 09:37:00 GMT0https://www.phoenixbonds.finance/DesktopModules/SunBlog/Handlers/Trackback.ashx?id=603
<![CDATA[The Importance of Prequalifying Homebuyers]]>https://www.phoenixbonds.finance/Insights/entryid/548/the-importance-of-prequalifying-homebuyersBuyer prequalifications are the very beginning of a smooth and successful sale process, and as such should not be left to the administrative department. We ensure that all prequals are completed by an experienced consultant to guarantee the feedback is right, relevant, and swift. We'll not only give you a home loan amount, but also advise on LTV and income restrictions. If the buyer is not ready to purchase, we work with them until they are.

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Mortgage - Bond Origination - Home LoansPrequalificationsHannah van Deventerhttps://www.phoenixbonds.finance/Insights/entryid/548/the-importance-of-prequalifying-homebuyersMon, 26 Jun 2023 11:59:00 GMT0https://www.phoenixbonds.finance/DesktopModules/SunBlog/Handlers/Trackback.ashx?id=548
<![CDATA[Mortgage Origination in South Africa – The History]]>https://www.phoenixbonds.finance/Insights/entryid/547/mortgage-origination-in-south-africa-the-historyThe late 1990s and early 2000s witnessed the growth of mortgage origination companies in South Africa. These companies acted as intermediaries between borrowers and lenders, helping borrowers secure mortgage loans by matching them with suitable lenders and assisting with the application process. Mortgage origination companies played a crucial role in increasing competition, streamlining processes, and expanding access to mortgage finance.

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Mortgage - Bond Origination - Home LoansHome LoansHannah van Deventerhttps://www.phoenixbonds.finance/Insights/entryid/547/mortgage-origination-in-south-africa-the-historyMon, 26 Jun 2023 11:48:00 GMT0https://www.phoenixbonds.finance/DesktopModules/SunBlog/Handlers/Trackback.ashx?id=547
<![CDATA[Bond Origination for Self-Employed Individuals in South Africa]]>https://www.phoenixbonds.finance/Insights/entryid/530/bond-origination-for-self-employed-individuals-in-south-africaSelf-employed individuals in South Africa can absolutely obtain a home loan. However, the process may require more documentation and present additional challenges compared to salaried individuals.

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Mortgage - Bond Origination - Home LoansHome LoansSelf Employed Home LoansHannah van Deventerhttps://www.phoenixbonds.finance/Insights/entryid/530/bond-origination-for-self-employed-individuals-in-south-africaTue, 30 May 2023 07:55:00 GMT0https://www.phoenixbonds.finance/DesktopModules/SunBlog/Handlers/Trackback.ashx?id=530
<![CDATA[Home Loan Pre-Approval – What You Need to Know Before You Start House Hunting]]>https://www.phoenixbonds.finance/Insights/entryid/529/home-loan-pre-approval-what-you-need-to-know-before-you-start-house-huntingA home loan pre-approval provides you with a clear understanding of how much you can afford and helps you focus your house hunting efforts accordingly. 

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Mortgage - Bond Origination - Home LoansHome LoansHannah van Deventerhttps://www.phoenixbonds.finance/Insights/entryid/529/home-loan-pre-approval-what-you-need-to-know-before-you-start-house-huntingTue, 16 May 2023 07:42:00 GMT0https://www.phoenixbonds.finance/DesktopModules/SunBlog/Handlers/Trackback.ashx?id=529
<![CDATA[Mistakes to Avoid When Applying for a Home Loan in South Africa]]>https://www.phoenixbonds.finance/Insights/entryid/528/mistakes-to-avoid-when-applying-for-a-home-loan-in-south-africaOne of the most crucial mistakes potential homebuyers make is failing to adequately prepare their finances before applying for a home loan. Failing to do so may result in loan rejections or unfavorable interest rates.

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Mortgage - Bond Origination - Home LoansFirst-time Home BuyerProperty InvestmentHannah van Deventerhttps://www.phoenixbonds.finance/Insights/entryid/528/mistakes-to-avoid-when-applying-for-a-home-loan-in-south-africaThu, 11 May 2023 07:34:00 GMT0https://www.phoenixbonds.finance/DesktopModules/SunBlog/Handlers/Trackback.ashx?id=528