Prime rate: 10.75% Next rate announcement: 19 November 2026 Transfer duty threshold: R1,210,000 First-time buyer subsidy cap: R22,000
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Property Economy 11 March 2026 Hannah van Deventer

The Property Economy: Insights by Dr Botha (Mar 2026)

Business confidence in South Africa is improving. Dr Roelof Botha explores what rising sentiment, the 2026 budget, and rand movements mean for the property market.

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Buyer Education Hub 6 March 2026 Hannah van Deventer

The R400 Death Sentence: How a Fake Bank Statement Can Destroy Your Financial Future

In the darker corners of social media and messaging apps, a quiet but dangerous market has emerged. For as little as R400, someone will offer to "fix" your bank statements so you can qualify for credit, vehicle finance, or even a home loan.

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Buyer Education Hub 25 February 2026 Hannah van Deventer

How Your Property Affects Your Taxes (South Africa)

Most people buy property for security, stability, or investment. But what many South Africans don't realise is this: Your home is also a tax structure .

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Buyer Education Hub 21 February 2026 Hannah van Deventer

Buying Property in Your Name vs a Company vs a Trust

Should you buy property in your own name, through a company, or via a trust? Understand the home loan requirements, tax and capital gains tax implications, lending risk, interest rate differences, FTHB benefits, and legal considerations before signing your Offer to Purchase.

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Property Economy 12 February 2026 Hannah van Deventer

The Property Economy: Insights by Dr Botha (Feb 2026)

South Africa’s economy is stabilising and buyers still have the advantage. See what it means for home loans and why now is a smart time to buy.

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Buyer Education Hub 4 February 2026 Hannah van Deventer

How Equity Builds in Your Home Over 20 Years (And Why It’s So Powerful)

One of the most overlooked benefits of owning property is equity – the portion of your home that you truly own. Equity is created in two ways: every month when you reduce your bond balance, and every year when your property increases in value. Over time, this combination becomes one of the most powerful wealth-building

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Property Economy 21 January 2026 Hannah van Deventer

The Property Economy: Insights by Dr Botha (Jan 2026)

South Africa’s strong rand, record trade surplus and rising private investment are improving rate cut chances and supporting the 2026 property market.

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Property Practitioner Hub 19 January 2026 Hannah van Deventer

Do South African Banks Have BEE Targets for Home Loan Approvals?

One question that often comes up with buyers is whether banks in South Africa have BEE (Broad-Based Black Economic Empowerment) targets when it comes to granting home loans. The short answer is: yes, but not in the way many people think.

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Property Practitioner Hub 1 January 2026 Hannah van Deventer

Pre-Approval, Prequalification & Approval in Principle: What’s the Real Difference?

In property transactions, few things cause more confusion - or more failed deals - than financing terminology.

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Property Practitioner Hub 15 December 2025 Hannah van Deventer

How Real Estate Agents Can Get the Most Out of Property Portals

Love them or hate them, property portals like Property24 and Private Property are a necessary part of doing business in real estate. Buyers use them daily to search for homes, compare options, and reach out to agents — which means if you're not making the most of them, you're leaving opportunities on the table.

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Buyer Education Hub 14 December 2025 Hannah van Deventer

When Is a Director Considered “Self-Employed” for a Home Loan Application?

One of the most common points of confusion we see in bond applications is this:

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Buyer Education Hub 10 December 2025 Hannah van Deventer

Breaking Down the Transfer Process When There’s a Home Loan to Register

Buying a property is exciting - but it also comes with a lot of moving parts behind the scenes. When your home loan (bond) is approved, two legal processes run in parallel:

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