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Property Economy 12 February 2026 Hannah van Deventer

The Property Economy: Insights by Dr Botha (Feb 2026)

South Africa’s economy is stabilising and buyers still have the advantage. See what it means for home loans and why now is a smart time to buy.

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Buyer Education Hub 4 February 2026 Hannah van Deventer

How Equity Builds in Your Home Over 20 Years (And Why It’s So Powerful)

One of the most overlooked benefits of owning property is equity – the portion of your home that you truly own. Equity is created in two ways: every month when you reduce your bond balance, and every year when your property increases in value. Over time, this combination becomes one of the most powerful wealth-building

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Property Economy 21 January 2026 Hannah van Deventer

The Property Economy: Insights by Dr Botha (Jan 2026)

South Africa’s strong rand, record trade surplus and rising private investment are improving rate cut chances and supporting the 2026 property market.

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Property Practitioner Hub 19 January 2026 Hannah van Deventer

Do South African Banks Have BEE Targets for Home Loan Approvals?

One question that often comes up with buyers is whether banks in South Africa have BEE (Broad-Based Black Economic Empowerment) targets when it comes to granting home loans. The short answer is: yes, but not in the way many people think.

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Property Practitioner Hub 1 January 2026 Hannah van Deventer

Pre-Approval, Prequalification & Approval in Principle: What’s the Real Difference?

In property transactions, few things cause more confusion - or more failed deals - than financing terminology.

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Property Practitioner Hub 15 December 2025 Hannah van Deventer

How Real Estate Agents Can Get the Most Out of Property Portals

Love them or hate them, property portals like Property24 and Private Property are a necessary part of doing business in real estate. Buyers use them daily to search for homes, compare options, and reach out to agents — which means if you're not making the most of them, you're leaving opportunities on the table.

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Buyer Education Hub 14 December 2025 Hannah van Deventer

When Is a Director Considered “Self-Employed” for a Home Loan Application?

One of the most common points of confusion we see in bond applications is this:

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Buyer Education Hub 10 December 2025 Hannah van Deventer

Breaking Down the Transfer Process When There’s a Home Loan to Register

Buying a property is exciting - but it also comes with a lot of moving parts behind the scenes. When your home loan (bond) is approved, two legal processes run in parallel:

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Property Economy 8 December 2025 Hannah van Deventer

The Property Economy: Insights by Dr Botha (Dec 2025)

After several tough years of low growth, high interest rates, and financial pressure on households, South Africa's economy is finally showing signs of real recovery. The latest GDP figures, a welcome interest rate cut, a stronger rand, and surging performance in key sectors all indicate that the country could be enteri

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Buyer Education Hub 7 December 2025 Hannah van Deventer

Fixed vs Variable Rates: Which Saves You More in the Long Run?

When homebuyers explore their financing options, one question always rises to the top:

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Buyer Education Hub 6 December 2025 Hannah van Deventer

Why SA Home Loans Used JIBAR - and What Changes With ZARONIA in 2026

Most South African homebuyers are familiar with bonds priced off the Repo rate - the benchmark used by traditional banks. But SA Home Loans (SAHL), one of the country's biggest non-bank lenders, historically priced its bonds off JIBAR instead.

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Property Practitioner Hub 26 November 2025 Hannah van Deventer

Why Most Prequalification Certificates Are Useless - And How To Get One That Matters

For many buyers, the first step in house hunting is getting a prequalification certificate. Estate agents love them because they "prove" a buyer can afford a property. Sellers like them because they reduce the risk of wasted time.

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