Prime rate: 10.5% Next rate announcement: 23 July 2026 Transfer duty threshold: R1,210,000 First-time buyer subsidy cap: R22,000
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Posts from 2026

Articles published during this year.

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Buyer Education Hub 21 February 2026 Hannah van Deventer

Buying Property in Your Name vs a Company vs a Trust

Should you buy property in your own name, through a company, or via a trust? Understand the home loan requirements, tax and capital gains tax implications, lending risk, interest rate differences, FTHB benefits, and legal considerations before signing your Offer to Purchase.

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Property Economy 12 February 2026 Hannah van Deventer

The Property Economy: Insights by Dr Botha (Feb 2026)

South Africa’s economy is stabilising and buyers still have the advantage. See what it means for home loans and why now is a smart time to buy.

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Buyer Education Hub 4 February 2026 Hannah van Deventer

How Equity Builds in Your Home Over 20 Years (And Why It’s So Powerful)

One of the most overlooked benefits of owning property is equity – the portion of your home that you truly own. Equity is created in two ways: every month when you reduce your bond balance, and every year when your property increases in value. Over time, this combination becomes one of the most powerful wealth-building

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Property Economy 21 January 2026 Hannah van Deventer

The Property Economy: Insights by Dr Botha (Jan 2026)

South Africa’s strong rand, record trade surplus and rising private investment are improving rate cut chances and supporting the 2026 property market.

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Property Practitioner Hub 19 January 2026 Hannah van Deventer

Do South African Banks Have BEE Targets for Home Loan Approvals?

One question that often comes up with buyers is whether banks in South Africa have BEE (Broad-Based Black Economic Empowerment) targets when it comes to granting home loans. The short answer is: yes, but not in the way many people think.

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Property Practitioner Hub 1 January 2026 Hannah van Deventer

Pre-Approval, Prequalification & Approval in Principle: What’s the Real Difference?

In property transactions, few things cause more confusion - or more failed deals - than financing terminology.

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