With so many changes, it’s difficult to keep up with the training requirements for both new and existing candidate property practitioners. This blog provides a summary overview of the latest releases from the PPRA, updated 14 June 2024.
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From a new government committed to the principles of free enterprise and private property rights, to exceptionally strong recovery of manufacturing sales and imminent easing of lending rates - A brief “good news” outlook on the political and economic landscape in South Africa, from renowned and highly respected economist Dr. Roelof Botha.
An Access Facility is an offset account linked to your home loan, that allows you to access any surplus funds that have accumulated in your home loan account by you paying more than the minimum monthly instalment and/or paying a lump sum into your account.
A brief “good news” outlook on the political and economic landscape in South Africa right now, from renowned and highly respected economist Dr. Roelof Botha.
An overview of the Parliament of South Africa, including the Upper and Lower Houses - how members are elected and their role in introducing and passing laws. This article also looks at the supreme law, the Constitution of South Africa, and how it guides all the other areas of the government.
Islamic finance is available to all homebuyers in South Africa, whether they belong to Muslim community or not. It is an alternative to conventional lending, where the product are developed in accordance with the social and economic principles of Sharia law.
Find out more about the slight differences in the Bond Approval Process when buying Off-Plan or in a new development...
It’s no doubt that 2023 was a tough year for real estate - unfavourable selling conditions, characterised by diminished affordability and tighter lending standards, have caused many homeowners to re-evaluate their decisions.
The banks are charging penalty interest if they are not given 3 months’ notice of intention to cancel a bond. Therefore it is beneficial to notify your bank of your intent to sell as soon as you decide to do so.
Some tidbits from an optimist - could 2024 be the Golden Year in Real Estate in South Africa?
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