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The bank will assess your application by way of a sustained affordability test – assessing future economic factors as well as current ones. The main ones include interest rates and inflation. Read on to learn more...
Popular tags: home loan, interest rates, REPO rate, mortgage bond, bond originator, home loan application, best home loan interest rates, credit score, risk profile
Buying an immovable property is one of the most fulfilling experiences in life, and when one embarks on that endeavor, hurdles along the way are definitely not appreciated. This is why more and more home buyers are finding it much easier and convenient to use the services of bond originators in the application process of home loans.
Popular tags: mortgage bond, home buyers, credit score, home loan application, creditworthiness, home loans, debt-to-income ratio
With specific reference to the last part on the purposes of the NCA as mentioned above, it is evident that there is a deliberate aim by the NCA to protect credit consumers.
Popular tags: bond application, home loan application, mortgage application
Fewer experiences in life are as comforting and exciting as purchasing a house. It is indeed a feeling of significance and security especially in situations where one could not have imagined owning a home of their own. Owning a house is real security regardless of what the intended purpose is e.g leasing out, living in, renovating and selling.
Popular tags: home loan application, home loan application requirements, credit score home loans, home loan requirements South Africa, how to qualify for a home loan, requirements for bond application in South Africa, bond originators South Africa
Securing a bond is fraught with technical and legal hurdles which one would rather navigate through with some expert guidance and advice to weigh the better options. The financial implications are significant if approached without due caution, therefore it is imperative that home seekers intending to secure mortgages to finance their purchase do so from an informed perspective.
Popular tags: home loan application, home loan how to apply, home loan applicaiton process step-by step, how to qualify for a home loan in South Africa, home loan application requirements, applying for a home loan, home loan application process, bond originators in South Africa, bond originators
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