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Posts Tagged 'reckless lending in South Africa'

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Bond Application - Why Did The Bank Adjust My Minimum Living Expense?

The National Credit Act 34 of 2005 (NCA), provides in section 3 that its purposes are ‘to promote and advance the social and economic welfare of South Africans, promote a fair, transparent, competitive, sustainable, responsible, efficient, effective and accessible credit market and industry, and to protect consumers.’

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