We are pleased to present below all posts tagged with 'interest rates'. If you still can't find what you are looking for, try using the search box.
There are many different types of loans and methods of calculating and repaying interest. Your home loan is quite possibly the longest loan commitment you will make, so it’s critical to understand how the interest is calculated over the life of the loan, and what each repayment is actually made up of.
Popular tags: comparing home loans, interest rates, interest rate increase South Africa, amortisation, interest rate calculation, how interest is calculated, home loans in South Africa,
The decision by the Monetary Policy Committee (MPC) of the Reserve Bank not to raise interest rates again has provided a candidate for “good news item of the year”. With a bit of luck and a further drop in inflation over the next two months, rate cuts could occur before year-end.
Popular tags: Dr Roelof Botha, home loan interest rate, economy, mortgage bond, interest rates,
The bank will assess your application by way of a sustained affordability test – assessing future economic factors as well as current ones. The main ones include interest rates and inflation. Read on to learn more...
Popular tags: home loan, interest rates, REPO rate, mortgage bond, bond originator, home loan application, best home loan interest rates, credit score, risk profile
The Reserve Bank of South Africa (SARB) recently announced that the Monetary Policy Committee (MPC) had decided to raise the repo rate by 50 basis points, to 4.75% with effect from the 20th of May 2022. This is a departure (though not shocking) from a trend that the market had got accustomed to, where the rate mostly fluctuated on a quarter point basis.
Popular tags: interest rates, home loan interest rate, REPO rate, home buyers
In the past two years it has been opined that due to the economic slump caused by the Covid-19 pandemic worldwide, the property market will also not be spared in seeing lower sales.
While that cannot be denied in some quarters, there have been significant sales encountered in some areas in the South African property market. Of course, this is a classic case of going against the grain as any other market was expected to experience lower sales that those actually realised.
Popular tags: interest rates, property market, home loans, home loan registrations
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