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When it comes to your home loan application, geography matters. Banks have an area classification risk rating that is factored into the customer’s overall risk assessment. The outcome of this risk assessment is what determines the price of your loan, or the interest rate the bank will offer you.
Popular tags: property investment, home loans, best home loan interest rates
The bank will assess your application by way of a sustained affordability test – assessing future economic factors as well as current ones. The main ones include interest rates and inflation. Read on to learn more...
Popular tags: home loan, interest rates, REPO rate, mortgage bond, bond originator, home loan application, best home loan interest rates, credit score, risk profile
There are many things to look at when purchasing a property, but the first step is knowing what you can afford. Our bond originators will assist with a prequalification or affordability assessment free of charge.
Popular tags: bond originators, best home loan interest rates, home loans, home loan
A lot of pitfalls present themselves when buying a home through a Home Loan credit facility. If you are not careful, you may find yourself facing serious financial implications.
Interest rates are just one of the eminent issues...
Popular tags: home loans in South Africa, best home loan interest rates, bond origination, bond originators, home loan interest rate, risk profile, home loans
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