Insights - News Blog

From monthly archives: January 2022

We are pleased to present below all posts archived in 'January 2022'. If you still can't find what you are looking for, try using the search box.

Why Was My Bond Application Declined?

Buying an immovable property is one of the most fulfilling experiences in life, and when one embarks on that endeavor, hurdles along the way are definitely not appreciated. This is why more and more home buyers are finding it much easier and convenient to use the services of bond originators in the application process of home loans.

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Bond Applications & Declaring Expenses

Some credit providers are required by the National Credit Act 34 of 2005 (NCA) to conduct an affordability assessment when an application for credit is lodged.

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Bond Application - Why Did The Bank Adjust My Minimum Living Expense?

The National Credit Act 34 of 2005 (NCA), provides in section 3 that its purposes are ‘to promote and advance the social and economic welfare of South Africans, promote a fair, transparent, competitive, sustainable, responsible, efficient, effective and accessible credit market and industry, and to protect consumers.’

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