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The bank will assess your application by way of a sustained affordability test – assessing future economic factors as well as current ones. The main ones include interest rates and inflation. Read on to learn more...
Popular tags: home loan, interest rates, REPO rate, mortgage bond, bond originator, home loan application, best home loan interest rates, credit score, risk profile
The Reserve Bank of South Africa (SARB) recently announced that the Monetary Policy Committee (MPC) had decided to raise the repo rate by 50 basis points, to 4.75% with effect from the 20th of May 2022. This is a departure (though not shocking) from a trend that the market had got accustomed to, where the rate mostly fluctuated on a quarter point basis.
Popular tags: interest rates, home loan interest rate, REPO rate, home buyers
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