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The Reserve Bank of South Africa (SARB) recently announced that the Monetary Policy Committee (MPC) had decided to raise the repo rate by 50 basis points, to 4.75% with effect from the 20th of May 2022. This is a departure (though not shocking) from a trend that the market had got accustomed to, where the rate mostly fluctuated on a quarter point basis.
Popular tags: interest rates, home loan interest rate, REPO rate, home buyers
The interest rate on a credit facility forms part of the Lender’s profit and benefit, and is therefore structured to achieve that end. With regards to Home Loans, there are two types of rate of interest structures which an applicant may choose to apply on their loan.
Popular tags: bond origination, bond originators South Africa, home loan interest rate, what is a good interest rate for a home loan
A lot of pitfalls present themselves when buying a home through a Home Loan credit facility. If you are not careful, you may find yourself facing serious financial implications.
Interest rates are just one of the eminent issues...
Popular tags: home loans in South Africa, best home loan interest rates, bond origination, bond originators, home loan interest rate, risk profile, home loans
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