Insights

Insights - News Blog

From category archives: Phoenix Bonds News Blog

Mortgage - Bond Origination - Home Loans

Sequestration: Buying property as a rehabilitated insolvent

If you’ve been part of a sequestrated estate and recently rehabilitated, you’re probably thinking about how to start building up your wealth again. One of the main concerns for rehabilitated insolvents, who most likely lost their home on the process, is how to begin the process of buying property with finance. 

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Marital status and your home loan application

If you’re thinking of buying property, but wondering how your marital status will affect the requirements for you home loan application, or whether you need to include your spouse in the process, this article is for you.

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What does a mortgage broker actually do?

We're more than just mortgage brokers. Find out what a premium mortgage broker can do for you.

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Interest Rates & Inflation

What is inflation? What is the role of the Monetary Policy Committee (MPC)? How do interest rates influence inflation? 

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Applicable Training Regulations for Candidate Property Practitioners

With so many changes, it’s difficult to keep up with the training requirements for both new and existing candidate property practitioners. This blog provides a summary overview of the latest releases from the PPRA, updated 14 June 2024.

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Silver linings (July 2024) by Dr. Roelof Botha

From a new government committed to the principles of free enterprise and private property rights, to exceptionally strong recovery of manufacturing sales and imminent easing of lending rates - A brief “good news” outlook on the political and economic landscape in South Africa, from renowned and highly respected economist Dr. Roelof Botha.

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What is a home loan Access Facility?

An Access Facility is an offset account linked to your home loan, that allows you to access any surplus funds that have accumulated in your home loan account by you paying more than the minimum monthly instalment and/or paying a lump sum into your account.

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Silver Linings (11 June 2024) by Dr. Roelof Botha

A brief “good news” outlook on the political and economic landscape in South Africa right now, from renowned and highly respected economist Dr. Roelof Botha.

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Overview of South African Parliament

An overview of the Parliament of South Africa, including the Upper and Lower Houses - how members are elected and their role in introducing and passing laws. This article also looks at the supreme law, the Constitution of South Africa, and how it guides all the other areas of the government. 

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Buying a Property with Islamic Finance

Islamic finance is available to all homebuyers in South Africa, whether they belong to Muslim community or not. It is an alternative to conventional lending, where the product are developed in accordance with the social and economic principles of Sharia law.

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