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Posts Tagged 'how to prevent reckless lending'

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Loan Rejection Reasons - South Africa’s Hundred Percent Mortgages

Owing to a number of dynamics, the South African mortgage market still has lenders with 100 percent mortgage facilities, unlike on the global stage where cut-backs are the order of the day and lenders introduced restraints on mortgages i.e debt to earnings ratios, loan to value ratios.

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Home Loan Application Rejected? – Here We Explain Why

The keen anticipation of a financial boost by way of a credit facility to fund a transaction is what makes its rejection of sombre mood. In irreverent terms, it is nothing short of adding salt to injury in situations where the consumer’s circumstances critically needed the funds.

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