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Owing to a number of dynamics, the South African mortgage market still has lenders with 100 percent mortgage facilities, unlike on the global stage where cut-backs are the order of the day and lenders introduced restraints on mortgages i.e debt to earnings ratios, loan to value ratios.
Popular tags: home loan appeal process, home loan declined, applying for a home loan, reporting reckless lending, how to prevent reckless lending, why won't my bank give me a loan, business loan rejection reasons, bond originators South Africa
The keen anticipation of a financial boost by way of a credit facility to fund a transaction is what makes its rejection of sombre mood. In irreverent terms, it is nothing short of adding salt to injury in situations where the consumer’s circumstances critically needed the funds.
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